kPaisa: Investments & Loans 3.7.1

Discover kPaisa – Your Ultimate Finance Companion

Experience the future of finance with kPaisa, your comprehensive financial solution offering a range of investment options including Digital Gold, Mutual Funds, FMPP, and Liquid Funds. Seamlessly manage your financial portfolio with features like flexible loans, convenient bill payments, and more.

Key Features:

• Diversify Investments: Protect your wealth from inflation using carefully selected investment instruments.
• Rewards: Earn incentives each time you invest through kPaisa.
• Bill Payments: Access exclusive rewards and offers while paying bills and recharging.
• Air Travel: Discover best discounts and competitive rates for your travel needs.
• Spend Analysis: Monitor your expenditures and gain control over your finances.

Get Instant Personal Loans

• Loan amount ranges from 5K to 5 lac
• Repayment period between 3 – 36 months
• Interest rate starting at 2% per month
• Annual percentage rate (APR) (per annum monthly reducing) varies between 16.75% to a maximum of 74%
• Loan Processing fee: Up to 3% of the loan amount

Note: Personal Loans are exclusively offered to Indian citizens residing within India.

Lending partners (NBFC):

• Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited): Visit Website
• BHANIX FINANCE AND INVESTMENT LIMITED (CASHe): Visit Website

Example:

• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST): ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate): 28.58%

Coming Soon: More financial services. Your feedback is valuable to us – share your suggestions!

Join the multitude of satisfied users today by downloading kPaisa to embark on a seamless financial journey towards your freedom.

We appreciate you immensely!
- Team kPaisa