kPaisa: Investments & Loans 3.7.1

Kleio Innovation Labs – Freeware – Android

Discover kPaisa – Your Ultimate Finance Companion

Experience the future of finance with kPaisa, your comprehensive financial solution offering a range of investment options including Digital Gold, Mutual Funds, FMPP, and Liquid Funds. Seamlessly manage your financial portfolio with features like flexible loans, convenient bill payments, and more.

Key Features:

Diversify Investments: Protect your wealth from inflation using carefully selected investment instruments.
Rewards: Earn incentives each time you invest through kPaisa.
Bill Payments: Access exclusive rewards and offers while paying bills and recharging.
Air Travel: Discover best discounts and competitive rates for your travel needs.
Spend Analysis: Monitor your expenditures and gain control over your finances.

Get Instant Personal Loans

Loan amount ranges from 5K to 5 lac
Repayment period between 3 – 36 months
Interest rate starting at 2% per month
Annual percentage rate (APR) (per annum monthly reducing) varies between 16.75% to a maximum of 74%
Loan Processing fee: Up to 3% of the loan amount

Note: Personal Loans are exclusively offered to Indian citizens residing within India.

Lending partners (NBFC):

Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited): Visit Website
BHANIX FINANCE AND INVESTMENT LIMITED (CASHe): Visit Website

Example:

Loan amount: ₹ 50,000
Processing fee (2% of loan amount * 18% GST): ₹ 1,180
Total Loan amount: ₹ 51,180
Interest: 24% p.a. (on reducing principal balance interest calculation)
Tenure: 12 months
Your EMI: ₹ 4,840
Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
APR (Annual Percentage Rate): 28.58%

Coming Soon: More financial services. Your feedback is valuable to us – share your suggestions!

Join the multitude of satisfied users today by downloading kPaisa to embark on a seamless financial journey towards your freedom.

We appreciate you immensely!
- Team kPaisa

Overview

kPaisa: Investments & Loans is a Freeware software in the category Business developed by Kleio Innovation Labs.

The latest version of kPaisa: Investments & Loans is 3.7.1, released on 04/18/2025. It was initially added to our database on 06/01/2024.

kPaisa: Investments & Loans runs on the following operating systems: Android.

kPaisa: Investments & Loans has not been rated by our users yet.

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Latest Version
3.7.1

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