kPaisa: Investments & Loans 3.7.1

kPaisa: Investments & Loans 3.7.1

Kleio Innovation Labs  ❘ Freeware
Android
Latest Version
3.7.1
Safe to install

Discover kPaisa – Your Ultimate Finance Companion

Experience the future of finance with kPaisa, your comprehensive financial solution offering a range of investment options including Digital Gold, Mutual Funds, FMPP, and Liquid Funds. Seamlessly manage your financial portfolio with features like flexible loans, convenient bill payments, and more.

Key Features:

  • Diversify Investments: Protect your wealth from inflation using carefully selected investment instruments.
  • Rewards: Earn incentives each time you invest through kPaisa.
  • Bill Payments: Access exclusive rewards and offers while paying bills and recharging.
  • Air Travel: Discover best discounts and competitive rates for your travel needs.
  • Spend Analysis: Monitor your expenditures and gain control over your finances.

Get Instant Personal Loans

  • Loan amount ranges from 5K to 5 lac
  • Repayment period between 3 – 36 months
  • Interest rate starting at 2% per month
  • Annual percentage rate (APR) (per annum monthly reducing) varies between 16.75% to a maximum of 74%
  • Loan Processing fee: Up to 3% of the loan amount

Note: Personal Loans are exclusively offered to Indian citizens residing within India.

Lending partners (NBFC):

  • Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited): Visit Website
  • BHANIX FINANCE AND INVESTMENT LIMITED (CASHe): Visit Website

Example:

  • Loan amount: ₹ 50,000
  • Processing fee (2% of loan amount * 18% GST): ₹ 1,180
  • Total Loan amount: ₹ 51,180
  • Interest: 24% p.a. (on reducing principal balance interest calculation)
  • Tenure: 12 months
  • Your EMI: ₹ 4,840
  • Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
  • Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
  • Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
  • APR (Annual Percentage Rate): 28.58%

Coming Soon: More financial services. Your feedback is valuable to us – share your suggestions!

Join the multitude of satisfied users today by downloading kPaisa to embark on a seamless financial journey towards your freedom.

We appreciate you immensely!
- Team kPaisa

Overview

kPaisa: Investments & Loans is a Freeware software in the category Business developed by Kleio Innovation Labs.

The latest version of kPaisa: Investments & Loans is 3.7.1, released on 04/18/2025. It was initially added to our database on 06/01/2024.

kPaisa: Investments & Loans runs on the following operating systems: Android.

kPaisa: Investments & Loans has not been rated by our users yet.

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